Frequently Asked Questions
Does Skyview Health Insurance Advisors charge a fee?
The short answer is no. We operate as licensed, independent Brokers; meaning our advisory, plan comparisons, enrollment guidance and year-round support services are complimentary for clients. Furthermore, we are compensated directly by insurance carriers if you choose to enroll with them, so plan premiums remain at the exact same rate whether you use our services or enroll on your own.
In which states can SkyView Health Insurance Advisors help you find a plan?
SkyView Health Insurance Advisors is based in Denver, Colorado and is currently licensed to sell health plans across 17 additional states: Texas, Arizona, Utah, Ohio, South Carolina, Oregon, Nebraska, Washington, Florida, California, South Dakota, New Mexico, Alabama, Idaho, Michigan, Nevada, Wyoming.
Do you represent one insurance company or multiple carriers?
As independent Brokers, SkyView Health Insurance Advisors represent dozens of top-rated national and regional health insurance carriers across individual, Medicare, group, and supplemental markets.
Because we work with multiple carriers rather than a single insurer, we can compare plans side-by-side to match your local network, Doctor/Provider and prescription needs:
(Note: Specific carrier availability varies depending on the state and county. If you have a specific doctor, hospital, or prescription you need covered, we can check which carrier options include them in-network.)
Can you help after I've enrolled?
Yes, Skyview Health Insurance Advisors provides ongoing, year-round client support after you enroll, at no extra cost.
Because we remain your designated broker of record, you do not have to navigate the insurance process alone once your policy goes active.
After-Enrollment Services Include:
- Network & Prescription Assistance: Helping you verify if new doctors, specialists, or medications are covered under your active plan throughout the year
- Annual Open Enrollment Reviews: Proactively reviewing your coverage each year during Open Enrollment to compare new plan options, update subsidy/income details, and ensure your current policy still fits your budget and needs
- Life Event Changes: Updating your policy if you experience a Qualifying Life Event during the year (e.g., moving, change in household size, job change, or income adjustments)
- Plan Transitions: Helping you smoothly shift plans if your needs change—such as transitioning from an individual ACA plan onto Medicare when you turn 65
How do I schedule a consultation with Dennis or Sharon?
You can schedule a free consultation with Skyview Health Insurance Advisors through three easy options:
- Online Booking Calendar: Visit skyviewhealthadvisors.com and click any of the "Schedule Now" buttons to pick a date and time directly on our interactive calendar
- Direct Phone Call: Call an advisor directly to set up a time or discuss your options immediately Dennis Smythe:(303) 668-5177 Sharon Hastings: (303) 642-6739
- Contact Form: Go to our site's Contact page to submit a request with your name, preferred contact method (phone call, email, or text), and a quick note about what coverage you are looking for
Does SkyView Health Insurance Advisors offer International Travel, Group/Missionary International Travel and Expat Medical Plans?
We can assist you directly with enrolling in a travel medical insurance policy.
Because standard U.S. health insurance plans offer little to no coverage outside the country, these dedicated policies fill the gap, so you are not left paying out-of-pocket for unexpected medical care overseas.
What Travel Medical Policies Cover
- Emergency Medical & Hospitalization: Doctor visits, ER care, and hospital stays if you get sick or injured while abroad
- Emergency Medical Evacuation: Coverage for medical transport to the nearest qualified hospital or back to the U.S. if advanced care is required
- Trip-Specific Protection: Optional add-ons for trip cancellation, travel delays, lost baggage, or pre-existing condition waivers
- Global Support Networks: 24/7 assistance lines to help locate local English-speaking doctors and arrange direct billing with foreign hospitals
Popular Carrier Partner Options
- GeoBlue: One of the premier travel health insurance providers (partnered with Blue Cross Blue Shield) offering single-trip, multi-trip, and long-term expat plans
Next Steps to Get a Travel Quote
To set up a policy before your departure date, an advisor will just need a few trip details:
- Your trip destination country/countries
- Travel start and end dates
- Ages of all travelers being covered
Answered Questions with Video
How can I protect myself financially if I’m unable to work due to an accident or critical illness?
What is an accident insurance plan and how does it work?
What are my options for non-ACA (Affordable Care Act) health plans?
What is a special enrollment period?
Have any more questions?
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